Skip to main content
bank

Dewitt Bank & Trust Co.

Dewitt, IA · Est. 1933 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Dewitt Bank & Trust Co. is a bank based in Dewitt, Iowa, established in 1933, with $275 million in total assets across 2 branches. By Trust Grade it ranks 190th of 226 banks we track in Iowa. Its capital ratio of 8.1% trails most similarly sized banks (17th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 2.00% return on assets. No consumer complaints against Dewitt Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$275.0M
$100M–1B institution
Deposits
$246.5M
Branches
2
Capital ratio
8.1%
Bottom 17% of $100M–1B peers · Iowa median 10.2%
Return on assets
2.0%
Top 13% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#190
of 226 banks

How Dewitt Bank & Trust Co. compares to Iowa peers

Capital ratio
Bottom 17% of $100M–1B peers
Dewitt Bank
8.1%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $100M–1B peers
Dewitt Bank
2.0%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Dewitt Bank & Trust Co.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.1% capital ratio)
  • Strongly profitable (ROA 2.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dewitt Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 618 W 5th St, Wilton, IA 52778
  • 815 6th Ave, Dewitt, IA 52742

Are deposits at Dewitt Bank & Trust Co. insured?

Yes. Dewitt Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #14705). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dewitt Bank & Trust Co.: frequently asked questions

Is Dewitt Bank & Trust Co. a good bank?

Dewitt Bank & Trust Co. earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Strongly profitable (ROA 2.00%).

Is Dewitt Bank & Trust Co. FDIC-insured?

Yes. Dewitt Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #14705). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dewitt Bank & Trust Co.?

Dewitt Bank & Trust Co. holds $275 million in total assets, ranking 190th of 226 banks we track in Iowa. It operates 2 branches.

Does Dewitt Bank & Trust Co. have CFPB complaints?

No CFPB complaints against Dewitt Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Cherokee State Bank
bank · Cherokee, IA · $277M assets
Mediapolis Savings Bank
bank · Mediapolis, IA · $273M assets
Fnb Bank
bank · Fontanelle, IA · $277M assets
Freedom Financial Bank
bank · West Des Moines, IA · $270M assets
Success Bank
bank · Bloomfield, IA · $267M assets
Security Trust & Savings Bank
bank · Storm Lake, IA · $284M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →