Bank Of Wolcott is a bank based in Wolcott, Indiana, established in 1944, with $279 million in total assets across 3 branches. By Trust Grade it ranks 7th of 89 banks we track in Indiana. Its capital ratio of 10.4% is stronger than 54% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.54% return on assets. No consumer complaints against Bank Of Wolcott appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Wolcott compares to Indiana peers
How we graded Bank Of Wolcott
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Strongly profitable (ROA 1.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Wolcott over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 105 N Range St, Wolcott, IN 47995
- 116 N 6th St, Monticello, IN 47960
- 506 N Maine St, Remington, IN 47977
Are deposits at Bank Of Wolcott insured?
Yes. Bank Of Wolcott is an FDIC-insured bank (FDIC certificate #16201). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Wolcott: frequently asked questions
Is Bank Of Wolcott a good bank?
Bank Of Wolcott earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.54%).
Is Bank Of Wolcott FDIC-insured?
Yes. Bank Of Wolcott is a FDIC-insured bank (FDIC certificate #16201). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Wolcott?
Bank Of Wolcott holds $279 million in total assets, ranking 7th of 89 banks we track in Indiana. It operates 3 branches.
Does Bank Of Wolcott have CFPB complaints?
No CFPB complaints against Bank Of Wolcott appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
