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Tri-County Bank & Trust Company

Roachdale, IN · Est. 1892 · Website ↗
B
Trust Grade
Strong
Score: 85/100

Tri-County Bank & Trust Company is a bank based in Roachdale, Indiana, established in 1892, with $303 million in total assets across 5 branches. By Trust Grade it ranks 78th of 89 banks we track in Indiana. Its capital ratio of 7.9% trails most similarly sized banks (14th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Tri-County Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$303.4M
$100M–1B institution
Deposits
$248.6M
Branches
5
Capital ratio
7.9%
Bottom 14% of $100M–1B peers · Indiana median 9.6%
Return on assets
0.4%
Bottom 9% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#78
of 89 banks

How Tri-County Bank & Trust Company compares to Indiana peers

Capital ratio
Bottom 14% of $100M–1B peers
Tri-County Bank
7.9%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of $100M–1B peers
Tri-County Bank
0.4%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Tri-County Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (7.9% capital ratio)
  • Profitable (ROA 0.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tri-County Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 18 E Washington St, Roachdale, IN 46172
  • 203 E Us Highway 36, Bainbridge, IN 46105
  • 220 S Harrison St, Russellville, IN 46175
  • 101 E South Blvd, Crawfordsville, IN 47933
  • 224 E Main St, Crawfordsville, IN 47933

Are deposits at Tri-County Bank & Trust Company insured?

Yes. Tri-County Bank & Trust Company is an FDIC-insured bank (FDIC certificate #210). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tri-County Bank & Trust Company: frequently asked questions

Is Tri-County Bank & Trust Company a good bank?

Tri-County Bank & Trust Company earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.35%).

Is Tri-County Bank & Trust Company FDIC-insured?

Yes. Tri-County Bank & Trust Company is a FDIC-insured bank (FDIC certificate #210). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Tri-County Bank & Trust Company?

Tri-County Bank & Trust Company holds $303 million in total assets, ranking 78th of 89 banks we track in Indiana. It operates 5 branches.

Does Tri-County Bank & Trust Company have CFPB complaints?

No CFPB complaints against Tri-County Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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