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Peoples Trust And Savings Bank

Boonville, IN · Est. 1895 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Peoples Trust And Savings Bank is a bank based in Boonville, Indiana, established in 1895, with $248 million in total assets across 5 branches. By Trust Grade it ranks 65th of 89 banks we track in Indiana. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Indiana median of 9.6%. It posted a loss over the most recent period (-0.11% return on assets), a point to watch. No consumer complaints against Peoples Trust And Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$248.4M
$100M–1B institution
Deposits
$199.9M
Branches
5
Capital ratio
11.2%
Top 35% of $100M–1B peers · Indiana median 9.6%
Return on assets
-0.1%
Bottom 3% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#65
of 89 banks

How Peoples Trust And Savings Bank compares to Indiana peers

Capital ratio
Top 35% of $100M–1B peers
Peoples Trust
11.2%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of $100M–1B peers
Peoples Trust
-0.1%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Peoples Trust And Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (11.2% capital ratio)
  • Unprofitable over the period (ROA -0.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Trust And Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 7199 Parker Dr, Newburgh, IN 47630
  • 705 State St, Newburgh, IN 47630
  • 2201 N Green River Rd, Evansville, IN 47715
  • 4502 West Lloyd Expressway, Evansville, IN 47712
  • 132 S 3rd St, Boonville, IN 47601

Are deposits at Peoples Trust And Savings Bank insured?

Yes. Peoples Trust And Savings Bank is an FDIC-insured bank (FDIC certificate #13113). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Trust And Savings Bank: frequently asked questions

Is Peoples Trust And Savings Bank a good bank?

Peoples Trust And Savings Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Unprofitable over the period (ROA -0.11%).

Is Peoples Trust And Savings Bank FDIC-insured?

Yes. Peoples Trust And Savings Bank is a FDIC-insured bank (FDIC certificate #13113). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Trust And Savings Bank?

Peoples Trust And Savings Bank holds $248 million in total assets, ranking 65th of 89 banks we track in Indiana. It operates 5 branches.

Does Peoples Trust And Savings Bank have CFPB complaints?

No CFPB complaints against Peoples Trust And Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Union Savings And Loan Association
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Bank Of Wolcott
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The Farmers And Merchants Bank
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Logansport Savings Bank
bank · Logansport, IN · $286M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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