Shelby County State Bank is a bank based in Shelbyville, Illinois, established in 1895, with $361 million in total assets across 6 branches. By Trust Grade it ranks 243rd of 328 banks we track in Illinois. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.58% return on assets. No consumer complaints against Shelby County State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Shelby County State Bank compares to Illinois peers
How we graded Shelby County State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Strongly profitable (ROA 1.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Shelby County State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 1112 Maine St, Windsor, IL 61957
- 207 E Division St, Findlay, IL 62534
- 1501 W Main St, Shelbyville, IL 62565
- 920 E Main St, Moweaqua, IL 62550
- 109 E Commercial St, Strasburg, IL 62465
- 130 S Morgan St, Shelbyville, IL 62565
Are deposits at Shelby County State Bank insured?
Yes. Shelby County State Bank is an FDIC-insured bank (FDIC certificate #11702). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Shelby County State Bank: frequently asked questions
Is Shelby County State Bank a good bank?
Shelby County State Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.58%).
Is Shelby County State Bank FDIC-insured?
Yes. Shelby County State Bank is a FDIC-insured bank (FDIC certificate #11702). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Shelby County State Bank?
Shelby County State Bank holds $361 million in total assets, ranking 243rd of 328 banks we track in Illinois. It operates 6 branches.
Does Shelby County State Bank have CFPB complaints?
No CFPB complaints against Shelby County State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
