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Farmers State Bank

Pittsfield, IL · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Farmers State Bank is a bank based in Pittsfield, Illinois, established in 1889, with $358 million in total assets across 6 branches. By Trust Grade it ranks 175th of 328 banks we track in Illinois. Its capital ratio of 14.2% is stronger than 87% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Farmers State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$358.1M
$100M–1B institution
Deposits
$304.8M
Branches
6
Capital ratio
14.2%
Top 13% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.7%
Bottom 19% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#175
of 328 banks

How Farmers State Bank compares to Illinois peers

Capital ratio
Top 13% of $100M–1B peers
Farmers State
14.2%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $100M–1B peers
Farmers State
0.7%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Farmers State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (14.2% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 25 E Cherry St, Winchester, IL 62694
  • 108 E Adams St, Pittsfield, IL 62363
  • 133 N Main St, White Hall, IL 62092
  • 712 W County Rd, Jerseyville, IL 62052
  • Highway 106 & S Walnut St, Hull, IL 62343
  • 108 E Adams St, Pittsfield, IL 62363

Are deposits at Farmers State Bank insured?

Yes. Farmers State Bank is an FDIC-insured bank (FDIC certificate #11307). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers State Bank: frequently asked questions

Is Farmers State Bank a good bank?

Farmers State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Profitable (ROA 0.65%).

Is Farmers State Bank FDIC-insured?

Yes. Farmers State Bank is a FDIC-insured bank (FDIC certificate #11307). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers State Bank?

Farmers State Bank holds $358 million in total assets, ranking 175th of 328 banks we track in Illinois. It operates 6 branches.

Does Farmers State Bank have CFPB complaints?

No CFPB complaints against Farmers State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Farmers State Bank Of Alto Pass, Ill.
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Osb Community Bank
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Shelby County State Bank
bank · Shelbyville, IL · $361M assets
Citizens National Bank Of Albion
bank · Albion, IL · $353M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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