Osb Community Bank is a bank based in Ottawa, Illinois, established in 1871, with $361 million in total assets across 3 branches. By Trust Grade it ranks 158th of 328 banks we track in Illinois. Its capital ratio of 11.2% is stronger than 64% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Osb Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Osb Community Bank compares to Illinois peers
How we graded Osb Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Profitable (ROA 0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Osb Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 925 La Salle St, Ottawa, IL 61350
- 125 W Bluff St, Marseilles, IL 61341
- 1508 Creek Dr, Morris, IL 60450
Are deposits at Osb Community Bank insured?
Yes. Osb Community Bank is an FDIC-insured bank (FDIC certificate #27989). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Osb Community Bank: frequently asked questions
Is Osb Community Bank a good bank?
Osb Community Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.73%).
Is Osb Community Bank FDIC-insured?
Yes. Osb Community Bank is a FDIC-insured bank (FDIC certificate #27989). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Osb Community Bank?
Osb Community Bank holds $361 million in total assets, ranking 158th of 328 banks we track in Illinois. It operates 3 branches.
Does Osb Community Bank have CFPB complaints?
No CFPB complaints against Osb Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
