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State Street Bank And Trust Company

Quincy, IL · Est. 1890 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

State Street Bank And Trust Company is a bank based in Quincy, Illinois, established in 1890, with $352 million in total assets across 3 branches. By Trust Grade it ranks 210th of 328 banks we track in Illinois. Its capital ratio of 9.0% trails most similarly sized banks (29th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 2.14% return on assets. No consumer complaints against State Street Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$351.9M
$100M–1B institution
Deposits
$313.5M
Branches
3
Capital ratio
9.0%
Bottom 29% of $100M–1B peers · Illinois median 10.3%
Return on assets
2.1%
Top 10% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#210
of 328 banks

How State Street Bank And Trust Company compares to Illinois peers

Capital ratio
Bottom 29% of $100M–1B peers
State Street
9.0%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $100M–1B peers
State Street
2.1%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded State Street Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 2.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Street Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 401 W State St, Payson, IL 62360
  • 4820 Broadway St, Quincy, IL 62305
  • 801 State St, Quincy, IL 62301

Are deposits at State Street Bank And Trust Company insured?

Yes. State Street Bank And Trust Company is an FDIC-insured bank (FDIC certificate #14857). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Street Bank And Trust Company: frequently asked questions

Is State Street Bank And Trust Company a good bank?

State Street Bank And Trust Company earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 2.14%).

Is State Street Bank And Trust Company FDIC-insured?

Yes. State Street Bank And Trust Company is a FDIC-insured bank (FDIC certificate #14857). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Street Bank And Trust Company?

State Street Bank And Trust Company holds $352 million in total assets, ranking 210th of 328 banks we track in Illinois. It operates 3 branches.

Does State Street Bank And Trust Company have CFPB complaints?

No CFPB complaints against State Street Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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