Skip to main content
bank

Murphy-Wall State Bank And Trust Company

Pinckneyville, IL · Est. 1874 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Murphy-Wall State Bank And Trust Company is a bank based in Pinckneyville, Illinois, established in 1874, with $208 million in total assets across 6 branches. By Trust Grade it ranks 124th of 328 banks we track in Illinois. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Murphy-Wall State Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$207.7M
$100M–1B institution
Deposits
$186.7M
Branches
6
Capital ratio
9.8%
Bottom 44% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.0%
Bottom 35% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#124
of 328 banks

How Murphy-Wall State Bank And Trust Company compares to Illinois peers

Capital ratio
Bottom 44% of $100M–1B peers
Murphy-Wall State
9.8%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $100M–1B peers
Murphy-Wall State
1.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Murphy-Wall State Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.8% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Murphy-Wall State Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 105 N Williams St, Murphysboro, IL 62966
  • 107 W Commercial Dr, Carterville, IL 62918
  • 2611 Blue Heron Dr, Marion, IL 62959
  • 110 S 4th St, Elkville, IL 62932
  • 105 E Water St, Pinckneyville, IL 62274
  • 86 N Weigh St, Oakdale, IL 62268

Are deposits at Murphy-Wall State Bank And Trust Company insured?

Yes. Murphy-Wall State Bank And Trust Company is an FDIC-insured bank (FDIC certificate #10860). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Murphy-Wall State Bank And Trust Company: frequently asked questions

Is Murphy-Wall State Bank And Trust Company a good bank?

Murphy-Wall State Bank And Trust Company earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.95%).

Is Murphy-Wall State Bank And Trust Company FDIC-insured?

Yes. Murphy-Wall State Bank And Trust Company is a FDIC-insured bank (FDIC certificate #10860). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Murphy-Wall State Bank And Trust Company?

Murphy-Wall State Bank And Trust Company holds $208 million in total assets, ranking 124th of 328 banks we track in Illinois. It operates 6 branches.

Does Murphy-Wall State Bank And Trust Company have CFPB complaints?

No CFPB complaints against Murphy-Wall State Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Scott State Bank
bank · Bethany, IL · $207M assets
Spring Valley City Bank
bank · Spring Valley, IL · $209M assets
Smartbiz Bank, National Association
bank · Northbrook, IL · $205M assets
Peru Federal Savings Bank
bank · Peru, IL · $211M assets
First Fsb Of Mascoutah
bank · Mascoutah, IL · $203M assets
Milledgeville State Bank
bank · Milledgeville, IL · $213M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →