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Peru Federal Savings Bank

Peru, IL · Est. 1887 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Peru Federal Savings Bank is a bank based in Peru, Illinois, established in 1887, with $211 million in total assets across 2 branches. By Trust Grade it ranks 160th of 328 banks we track in Illinois. Its capital ratio of 15.3% is stronger than 91% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Peru Federal Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$211.1M
$100M–1B institution
Deposits
$175.6M
Branches
2
Capital ratio
15.3%
Top 9% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.7%
Bottom 21% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#160
of 328 banks

How Peru Federal Savings Bank compares to Illinois peers

Capital ratio
Top 9% of $100M–1B peers
Peru Federal
15.3%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of $100M–1B peers
Peru Federal
0.7%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Peru Federal Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (15.3% capital ratio)
  • Profitable (ROA 0.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peru Federal Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 914 Shooting Park Rd, Peru, IL 61354
  • 1730 4th St, Peru, IL 61354

Are deposits at Peru Federal Savings Bank insured?

Yes. Peru Federal Savings Bank is an FDIC-insured bank (FDIC certificate #29384). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peru Federal Savings Bank: frequently asked questions

Is Peru Federal Savings Bank a good bank?

Peru Federal Savings Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Profitable (ROA 0.70%).

Is Peru Federal Savings Bank FDIC-insured?

Yes. Peru Federal Savings Bank is a FDIC-insured bank (FDIC certificate #29384). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peru Federal Savings Bank?

Peru Federal Savings Bank holds $211 million in total assets, ranking 160th of 328 banks we track in Illinois. It operates 2 branches.

Does Peru Federal Savings Bank have CFPB complaints?

No CFPB complaints against Peru Federal Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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