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First Fsb Of Mascoutah

Mascoutah, IL · Est. 1913 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

First Fsb Of Mascoutah is a bank based in Mascoutah, Illinois, established in 1913, with $203 million in total assets across 3 branches. By Trust Grade it ranks 161st of 328 banks we track in Illinois. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against First Fsb Of Mascoutah appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$202.9M
$100M–1B institution
Deposits
$182.3M
Branches
3
Capital ratio
9.8%
Bottom 43% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.8%
Bottom 27% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#161
of 328 banks

How First Fsb Of Mascoutah compares to Illinois peers

Capital ratio
Bottom 43% of $100M–1B peers
First Fsb
9.8%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
First Fsb
0.8%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Fsb Of Mascoutah

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.8% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Fsb Of Mascoutah over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1200 E Hanover St, New Baden, IL 62265
  • 115 S Madison St, Lebanon, IL 62254
  • 101 W Main St, Mascoutah, IL 62258

Are deposits at First Fsb Of Mascoutah insured?

Yes. First Fsb Of Mascoutah is an FDIC-insured bank (FDIC certificate #30969). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Fsb Of Mascoutah: frequently asked questions

Is First Fsb Of Mascoutah a good bank?

First Fsb Of Mascoutah earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.82%).

Is First Fsb Of Mascoutah FDIC-insured?

Yes. First Fsb Of Mascoutah is a FDIC-insured bank (FDIC certificate #30969). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Fsb Of Mascoutah?

First Fsb Of Mascoutah holds $203 million in total assets, ranking 161st of 328 banks we track in Illinois. It operates 3 branches.

Does First Fsb Of Mascoutah have CFPB complaints?

No CFPB complaints against First Fsb Of Mascoutah appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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