First Community Bank And Trust is a bank based in Beecher, Illinois, established in 1916, with $203 million in total assets across 2 branches. By Trust Grade it ranks 40th of 328 banks we track in Illinois. Its capital ratio of 12.9% is stronger than 79% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against First Community Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Community Bank And Trust compares to Illinois peers
How we graded First Community Bank And Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Strongly profitable (ROA 1.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Community Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1111 Dixie Hwy, Beecher, IL 60401
- 650 W Wilmington Rd, Peotone, IL 60468
Are deposits at First Community Bank And Trust insured?
Yes. First Community Bank And Trust is an FDIC-insured bank (FDIC certificate #15913). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Community Bank And Trust: frequently asked questions
Is First Community Bank And Trust a good bank?
First Community Bank And Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Strongly profitable (ROA 1.74%).
Is First Community Bank And Trust FDIC-insured?
Yes. First Community Bank And Trust is a FDIC-insured bank (FDIC certificate #15913). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Community Bank And Trust?
First Community Bank And Trust holds $203 million in total assets, ranking 40th of 328 banks we track in Illinois. It operates 2 branches.
Does First Community Bank And Trust have CFPB complaints?
No CFPB complaints against First Community Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
