Skip to main content
bank

First Federal Savings Bank Of Champaign Urbana

Champaign, IL · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Federal Savings Bank Of Champaign Urbana is a bank based in Champaign, Illinois, established in 1908, with $202 million in total assets across 2 branches. By Trust Grade it ranks 71st of 328 banks we track in Illinois. Its capital ratio of 12.7% is stronger than 78% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.99% return on assets. No consumer complaints against First Federal Savings Bank Of Champaign Urbana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$202.0M
$100M–1B institution
Deposits
$174.1M
Branches
2
Capital ratio
12.7%
Top 22% of $100M–1B peers · Illinois median 10.3%
Return on assets
2.0%
Top 13% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#71
of 328 banks

How First Federal Savings Bank Of Champaign Urbana compares to Illinois peers

Capital ratio
Top 22% of $100M–1B peers
First Federal
12.7%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $100M–1B peers
First Federal
2.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Federal Savings Bank Of Champaign Urbana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.7% capital ratio)
  • Strongly profitable (ROA 1.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Federal Savings Bank Of Champaign Urbana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 301 Springfield Ave, Urbana, IL 61801
  • 1311 S Neil St, Champaign, IL 61820

Are deposits at First Federal Savings Bank Of Champaign Urbana insured?

Yes. First Federal Savings Bank Of Champaign Urbana is an FDIC-insured bank (FDIC certificate #28445). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Federal Savings Bank Of Champaign Urbana: frequently asked questions

Is First Federal Savings Bank Of Champaign Urbana a good bank?

First Federal Savings Bank Of Champaign Urbana earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.99%).

Is First Federal Savings Bank Of Champaign Urbana FDIC-insured?

Yes. First Federal Savings Bank Of Champaign Urbana is a FDIC-insured bank (FDIC certificate #28445). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Federal Savings Bank Of Champaign Urbana?

First Federal Savings Bank Of Champaign Urbana holds $202 million in total assets, ranking 71st of 328 banks we track in Illinois. It operates 2 branches.

Does First Federal Savings Bank Of Champaign Urbana have CFPB complaints?

No CFPB complaints against First Federal Savings Bank Of Champaign Urbana appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Fwbank
bank · Chicago, IL · $202M assets
First Community Bank And Trust
bank · Beecher, IL · $203M assets
First Fsb Of Mascoutah
bank · Mascoutah, IL · $203M assets
First National Bank In Taylorville
bank · Taylorville, IL · $201M assets
Smartbiz Bank, National Association
bank · Northbrook, IL · $205M assets
Fidelity Bank
bank · Savanna, IL · $198M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →