Byron Bank is a bank based in Byron, Illinois, established in 1932, with $368 million in total assets across 4 branches. By Trust Grade it ranks 240th of 328 banks we track in Illinois. Its capital ratio of 8.6% trails most similarly sized banks (23th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 2.49% return on assets. No consumer complaints against Byron Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Byron Bank compares to Illinois peers
How we graded Byron Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Strongly profitable (ROA 2.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Byron Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 11159 Highway 76, Poplar Grove, IL 61065
- 200 N Walnut St, Byron, IL 61010
- 5653 N Junction Way, Davis Junction, IL 61020
- 200 N Walnut St, Byron, IL 61010
Are deposits at Byron Bank insured?
Yes. Byron Bank is an FDIC-insured bank (FDIC certificate #902). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Byron Bank: frequently asked questions
Is Byron Bank a good bank?
Byron Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 2.49%).
Is Byron Bank FDIC-insured?
Yes. Byron Bank is a FDIC-insured bank (FDIC certificate #902). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Byron Bank?
Byron Bank holds $368 million in total assets, ranking 240th of 328 banks we track in Illinois. It operates 4 branches.
Does Byron Bank have CFPB complaints?
No CFPB complaints against Byron Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
