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The First National Bank Of Brownstown

Brownstown, IL · Est. 1913 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

The First National Bank Of Brownstown is a bank based in Brownstown, Illinois, established in 1913, with $58 million in total assets across 1 branch. By Trust Grade it ranks 139th of 328 banks we track in Illinois. Its capital ratio of 9.9% trails most similarly sized banks (29th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against The First National Bank Of Brownstown appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$58.5M
<$100M institution
Deposits
$52.2M
Branches
1
Capital ratio
9.9%
Bottom 29% of <$100M peers · Illinois median 10.3%
Return on assets
1.3%
Top 34% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#139
of 328 banks

How The First National Bank Of Brownstown compares to Illinois peers

Capital ratio
Bottom 29% of <$100M peers
The First
9.9%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of <$100M peers
The First
1.3%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Brownstown

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Brownstown over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 108 E Main St, Brownstown, IL 62418

Are deposits at The First National Bank Of Brownstown insured?

Yes. The First National Bank Of Brownstown is an FDIC-insured bank (FDIC certificate #3770). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Brownstown: frequently asked questions

Is The First National Bank Of Brownstown a good bank?

The First National Bank Of Brownstown earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.28%).

Is The First National Bank Of Brownstown FDIC-insured?

Yes. The First National Bank Of Brownstown is a FDIC-insured bank (FDIC certificate #3770). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Brownstown?

The First National Bank Of Brownstown holds $58 million in total assets, ranking 139th of 328 banks we track in Illinois. It operates 1 branch.

Does The First National Bank Of Brownstown have CFPB complaints?

No CFPB complaints against The First National Bank Of Brownstown appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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