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Community National Bank In Monmouth

Monmouth, IL · Est. 1964 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Community National Bank In Monmouth is a bank based in Monmouth, Illinois, established in 1964, with $53 million in total assets across 1 branch. By Trust Grade it ranks 132nd of 328 banks we track in Illinois. Its capital ratio of 12.6% is stronger than 56% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Community National Bank In Monmouth appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$53.5M
<$100M institution
Deposits
$46.2M
Branches
1
Capital ratio
12.6%
Top 44% of <$100M peers · Illinois median 10.3%
Return on assets
0.9%
Bottom 48% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#132
of 328 banks

How Community National Bank In Monmouth compares to Illinois peers

Capital ratio
Top 44% of <$100M peers
Community National
12.6%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of <$100M peers
Community National
0.9%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Community National Bank In Monmouth

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.6% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community National Bank In Monmouth over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 311 N Main St, Monmouth, IL 61462

Are deposits at Community National Bank In Monmouth insured?

Yes. Community National Bank In Monmouth is an FDIC-insured bank (FDIC certificate #19230). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community National Bank In Monmouth: frequently asked questions

Is Community National Bank In Monmouth a good bank?

Community National Bank In Monmouth earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.91%).

Is Community National Bank In Monmouth FDIC-insured?

Yes. Community National Bank In Monmouth is a FDIC-insured bank (FDIC certificate #19230). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community National Bank In Monmouth?

Community National Bank In Monmouth holds $53 million in total assets, ranking 132nd of 328 banks we track in Illinois. It operates 1 branch.

Does Community National Bank In Monmouth have CFPB complaints?

No CFPB complaints against Community National Bank In Monmouth appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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