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North County Savings Bank

Red Bud, IL · Est. 1887 · Website ↗
B
Trust Grade
Strong
Score: 86/100

North County Savings Bank is a bank based in Red Bud, Illinois, established in 1887, with $63 million in total assets across 3 branches. By Trust Grade it ranks 292nd of 328 banks we track in Illinois. Its capital ratio of 7.9% trails most similarly sized banks (10th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against North County Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$63.0M
<$100M institution
Deposits
$57.8M
Branches
3
Capital ratio
7.9%
Bottom 10% of <$100M peers · Illinois median 10.3%
Return on assets
0.4%
Bottom 25% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#292
of 328 banks

How North County Savings Bank compares to Illinois peers

Capital ratio
Bottom 10% of <$100M peers
North County
7.9%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of <$100M peers
North County
0.4%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded North County Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (7.9% capital ratio)
  • Profitable (ROA 0.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North County Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 606 Liberty St, Evansville, IL 62242
  • 101 Main St, Ruma, IL 62278
  • 411 W Market St, Red Bud, IL 62278

Are deposits at North County Savings Bank insured?

Yes. North County Savings Bank is an FDIC-insured bank (FDIC certificate #30656). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North County Savings Bank: frequently asked questions

Is North County Savings Bank a good bank?

North County Savings Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.38%).

Is North County Savings Bank FDIC-insured?

Yes. North County Savings Bank is a FDIC-insured bank (FDIC certificate #30656). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is North County Savings Bank?

North County Savings Bank holds $63 million in total assets, ranking 292nd of 328 banks we track in Illinois. It operates 3 branches.

Does North County Savings Bank have CFPB complaints?

No CFPB complaints against North County Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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