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Farmers State Bank Of Western Illinois

Alpha, IL · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Farmers State Bank Of Western Illinois is a bank based in Alpha, Illinois, established in 1910, with $165 million in total assets across 6 branches. By Trust Grade it ranks 27th of 328 banks we track in Illinois. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Farmers State Bank Of Western Illinois appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$164.6M
$100M–1B institution
Deposits
$140.7M
Branches
6
Capital ratio
11.9%
Top 28% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.2%
Bottom 48% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#27
of 328 banks

How Farmers State Bank Of Western Illinois compares to Illinois peers

Capital ratio
Top 28% of $100M–1B peers
Farmers State
11.9%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of $100M–1B peers
Farmers State
1.2%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Farmers State Bank Of Western Illinois

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.9% capital ratio)
  • Strongly profitable (ROA 1.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers State Bank Of Western Illinois over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 1803 13th St, Viola, IL 61486
  • 600 Main St, New Windsor, IL 61465
  • 174 N Division St, Woodhull, IL 61490
  • 201 S College Ave, Aledo, IL 61231
  • 205 East Broadway, Alexis, IL 61412
  • 124 W D St, Alpha, IL 61413

Are deposits at Farmers State Bank Of Western Illinois insured?

Yes. Farmers State Bank Of Western Illinois is an FDIC-insured bank (FDIC certificate #11680). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers State Bank Of Western Illinois: frequently asked questions

Is Farmers State Bank Of Western Illinois a good bank?

Farmers State Bank Of Western Illinois earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.18%).

Is Farmers State Bank Of Western Illinois FDIC-insured?

Yes. Farmers State Bank Of Western Illinois is a FDIC-insured bank (FDIC certificate #11680). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers State Bank Of Western Illinois?

Farmers State Bank Of Western Illinois holds $165 million in total assets, ranking 27th of 328 banks we track in Illinois. It operates 6 branches.

Does Farmers State Bank Of Western Illinois have CFPB complaints?

No CFPB complaints against Farmers State Bank Of Western Illinois appear in our data over the analysis window, which is typical for a bank of this size.

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First State Bank Of Campbell Hill
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Dewitt Savings Bank
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Illini State Bank
bank · Oglesby, IL · $171M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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