North Central Bank is a bank based in Hennepin, Illinois, established in 1946, with $164 million in total assets across 2 branches. By Trust Grade it ranks 48th of 328 banks we track in Illinois. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against North Central Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Central Bank compares to Illinois peers
How we graded North Central Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Strongly profitable (ROA 1.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North Central Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 126 E High St, Hennepin, IL 61327
- 110 N Main Ave, Ladd, IL 61329
Are deposits at North Central Bank insured?
Yes. North Central Bank is an FDIC-insured bank (FDIC certificate #17241). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Central Bank: frequently asked questions
Is North Central Bank a good bank?
North Central Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.00%).
Is North Central Bank FDIC-insured?
Yes. North Central Bank is a FDIC-insured bank (FDIC certificate #17241). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is North Central Bank?
North Central Bank holds $164 million in total assets, ranking 48th of 328 banks we track in Illinois. It operates 2 branches.
Does North Central Bank have CFPB complaints?
No CFPB complaints against North Central Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
