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Twin River Bank

Lewiston, ID · Est. 1979 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Twin River Bank is a bank based in Lewiston, Idaho, established in 1979, with $173 million in total assets across 4 branches. By Trust Grade it ranks 2nd of 10 banks we track in Idaho. Its capital ratio of 12.6% is stronger than 78% of similarly sized banks, versus a Idaho median of 11.9%. It was profitable over the most recent period, with a 2.93% return on assets. No consumer complaints against Twin River Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$172.6M
$100M–1B institution
Deposits
$150.5M
Branches
4
Capital ratio
12.6%
Top 22% of $100M–1B peers · Idaho median 11.9%
Return on assets
2.9%
Top 2% of $100M–1B peers · Idaho median 1.18%
Rank in Idaho
#2
of 10 banks

How Twin River Bank compares to Idaho peers

Capital ratio
Top 22% of $100M–1B peers
Twin River
12.6%
Idaho median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $100M–1B peers
Twin River
2.9%
Idaho median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Twin River Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.6% capital ratio)
  • Strongly profitable (ROA 2.93%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Twin River Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1507 G St, Lewiston, ID 83501
  • 201 2nd Street, Asotin, WA 99402
  • 3330 10th St, Lewiston, ID 83501
  • 900 5th St, Clarkston, WA 99403

Are deposits at Twin River Bank insured?

Yes. Twin River Bank is an FDIC-insured bank (FDIC certificate #22993). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Twin River Bank: frequently asked questions

Is Twin River Bank a good bank?

Twin River Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Strongly profitable (ROA 2.93%).

Is Twin River Bank FDIC-insured?

Yes. Twin River Bank is a FDIC-insured bank (FDIC certificate #22993). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Twin River Bank?

Twin River Bank holds $173 million in total assets, ranking 2nd of 10 banks we track in Idaho. It operates 4 branches.

Does Twin River Bank have CFPB complaints?

No CFPB complaints against Twin River Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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