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Idaho Trust Bank

Boise, ID · Est. 1994 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Idaho Trust Bank is a bank based in Boise, Idaho, established in 1994, with $233 million in total assets across 2 branches. By Trust Grade it ranks 5th of 10 banks we track in Idaho. Its capital ratio of 11.2% is stronger than 64% of similarly sized banks, versus a Idaho median of 11.9%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Idaho Trust Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$232.6M
$100M–1B institution
Deposits
$203.0M
Branches
2
Capital ratio
11.2%
Top 36% of $100M–1B peers · Idaho median 11.9%
Return on assets
0.9%
Bottom 31% of $100M–1B peers · Idaho median 1.18%
Rank in Idaho
#5
of 10 banks

How Idaho Trust Bank compares to Idaho peers

Capital ratio
Top 36% of $100M–1B peers
Idaho Trust
11.2%
Idaho median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $100M–1B peers
Idaho Trust
0.9%
Idaho median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Idaho Trust Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.2% capital ratio)
  • Profitable (ROA 0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Idaho Trust Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 622 E Sherman Ave, Coeur D Alene, ID 83814
  • 888 W Broad St, Boise, ID 83702

Are deposits at Idaho Trust Bank insured?

Yes. Idaho Trust Bank is an FDIC-insured bank (FDIC certificate #35103). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Idaho Trust Bank: frequently asked questions

Is Idaho Trust Bank a good bank?

Idaho Trust Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.89%).

Is Idaho Trust Bank FDIC-insured?

Yes. Idaho Trust Bank is a FDIC-insured bank (FDIC certificate #35103). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Idaho Trust Bank?

Idaho Trust Bank holds $233 million in total assets, ranking 5th of 10 banks we track in Idaho. It operates 2 branches.

Does Idaho Trust Bank have CFPB complaints?

No CFPB complaints against Idaho Trust Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Idaho First Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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