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Bankcda

Coeur D Alene, ID · Est. 2001 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Bankcda is a bank based in Coeur D Alene, Idaho, established in 2001, with $233 million in total assets across 7 branches. By Trust Grade it ranks 6th of 10 banks we track in Idaho. Its capital ratio of 13.3% is stronger than 82% of similarly sized banks, versus a Idaho median of 11.9%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Bankcda appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$232.8M
$100M–1B institution
Deposits
$199.7M
Branches
7
Capital ratio
13.3%
Top 18% of $100M–1B peers · Idaho median 11.9%
Return on assets
0.8%
Bottom 26% of $100M–1B peers · Idaho median 1.18%
Rank in Idaho
#6
of 10 banks

How Bankcda compares to Idaho peers

Capital ratio
Top 18% of $100M–1B peers
Bankcda
13.3%
Idaho median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $100M–1B peers
Bankcda
0.8%
Idaho median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bankcda

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (13.3% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bankcda over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 912 Northwest Blvd, Coeur D Alene, ID 83814
  • 120 Railroad Ave, Kellogg, ID 83837
  • 162 W Hayden Ave, Hayden, ID 83835
  • 922 E Polston Ave, Post Falls, ID 83854
  • 120 Railroad Ave, Kellogg, ID 83837
  • 1628 W. Five Mile Road, Spokane, WA 99208
  • 1950 Keene Rd, Richland, WA 99352

Are deposits at Bankcda insured?

Yes. Bankcda is an FDIC-insured bank (FDIC certificate #57074). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bankcda: frequently asked questions

Is Bankcda a good bank?

Bankcda earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.80%).

Is Bankcda FDIC-insured?

Yes. Bankcda is a FDIC-insured bank (FDIC certificate #57074). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bankcda?

Bankcda holds $233 million in total assets, ranking 6th of 10 banks we track in Idaho. It operates 7 branches.

Does Bankcda have CFPB complaints?

No CFPB complaints against Bankcda appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Idaho Trust Bank
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Twin River Bank
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Ireland Bank
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Farmers Bank
bank · Buhl, ID · $665M assets
Idaho First Bank
bank · Mccall, ID · $1.4B assets
First Federal Savings Bank Of Twin Falls
bank · Twin Falls, ID · $1.4B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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