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The Peoples Bank Of Georgia

Talbotton, GA · Est. 1891 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

The Peoples Bank Of Georgia is a bank based in Talbotton, Georgia, established in 1891, with $243 million in total assets across 4 branches. By Trust Grade it ranks 80th of 124 banks we track in Georgia. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against The Peoples Bank Of Georgia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$242.5M
$100M–1B institution
Deposits
$219.1M
Branches
4
Capital ratio
8.9%
Bottom 28% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.6%
Top 29% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#80
of 124 banks

How The Peoples Bank Of Georgia compares to Georgia peers

Capital ratio
Bottom 28% of $100M–1B peers
The Peoples
8.9%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of $100M–1B peers
The Peoples
1.6%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded The Peoples Bank Of Georgia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 1.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Peoples Bank Of Georgia over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 26 W Monroe St, Talbotton, GA 31827
  • 131 S Broad St, Ellaville, GA 31806
  • 103 N Broad St, Buena Vista, GA 31803
  • 943 N Church St, Thomaston, GA 30286

Are deposits at The Peoples Bank Of Georgia insured?

Yes. The Peoples Bank Of Georgia is an FDIC-insured bank (FDIC certificate #170). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Peoples Bank Of Georgia: frequently asked questions

Is The Peoples Bank Of Georgia a good bank?

The Peoples Bank Of Georgia earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.55%).

Is The Peoples Bank Of Georgia FDIC-insured?

Yes. The Peoples Bank Of Georgia is a FDIC-insured bank (FDIC certificate #170). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Peoples Bank Of Georgia?

The Peoples Bank Of Georgia holds $243 million in total assets, ranking 80th of 124 banks we track in Georgia. It operates 4 branches.

Does The Peoples Bank Of Georgia have CFPB complaints?

No CFPB complaints against The Peoples Bank Of Georgia appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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