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Embassy National Bank

Lawrenceville, GA · Est. 2007 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Embassy National Bank is a bank based in Lawrenceville, Georgia, established in 2007, with $233 million in total assets across 1 branch. By Trust Grade it ranks 51st of 124 banks we track in Georgia. Its capital ratio of 10.3% is stronger than 53% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against Embassy National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$232.8M
$100M–1B institution
Deposits
$204.3M
Branches
1
Capital ratio
10.3%
Top 47% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.6%
Top 29% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#51
of 124 banks

How Embassy National Bank compares to Georgia peers

Capital ratio
Top 47% of $100M–1B peers
Embassy National
10.3%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of $100M–1B peers
Embassy National
1.6%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Embassy National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Embassy National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1817 N Brown Rd, Lawrenceville, GA 30043

Are deposits at Embassy National Bank insured?

Yes. Embassy National Bank is an FDIC-insured bank (FDIC certificate #58413). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Embassy National Bank: frequently asked questions

Is Embassy National Bank a good bank?

Embassy National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.55%).

Is Embassy National Bank FDIC-insured?

Yes. Embassy National Bank is a FDIC-insured bank (FDIC certificate #58413). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Embassy National Bank?

Embassy National Bank holds $233 million in total assets, ranking 51st of 124 banks we track in Georgia. It operates 1 branch.

Does Embassy National Bank have CFPB complaints?

No CFPB complaints against Embassy National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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