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Loyal Trust Bank

Johns Creek, GA · Est. 2019 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Loyal Trust Bank is a bank based in Johns Creek, Georgia, established in 2019, with $234 million in total assets across 1 branch. By Trust Grade it ranks 84th of 124 banks we track in Georgia. Its capital ratio of 10.9% is stronger than 61% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Loyal Trust Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$233.7M
$100M–1B institution
Deposits
$174.0M
Branches
1
Capital ratio
10.9%
Top 39% of $100M–1B peers · Georgia median 10.5%
Return on assets
0.6%
Bottom 15% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#84
of 124 banks

How Loyal Trust Bank compares to Georgia peers

Capital ratio
Top 39% of $100M–1B peers
Loyal Trust
10.9%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of $100M–1B peers
Loyal Trust
0.6%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Loyal Trust Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (10.9% capital ratio)
  • Profitable (ROA 0.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Loyal Trust Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 11675 Medlock Bridge Rd, Johns Creek, GA 30097

Are deposits at Loyal Trust Bank insured?

Yes. Loyal Trust Bank is an FDIC-insured bank (FDIC certificate #59182). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Loyal Trust Bank: frequently asked questions

Is Loyal Trust Bank a good bank?

Loyal Trust Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Profitable (ROA 0.56%).

Is Loyal Trust Bank FDIC-insured?

Yes. Loyal Trust Bank is a FDIC-insured bank (FDIC certificate #59182). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Loyal Trust Bank?

Loyal Trust Bank holds $234 million in total assets, ranking 84th of 124 banks we track in Georgia. It operates 1 branch.

Does Loyal Trust Bank have CFPB complaints?

No CFPB complaints against Loyal Trust Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Waycross Bank & Trust
bank · Waycross, GA · $234M assets
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The First National Bank Of Waynesboro
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The Peoples Bank Of Georgia
bank · Talbotton, GA · $243M assets
Community Bank Of Georgia
bank · Baxley, GA · $249M assets
Citizens Community Bank
bank · Hahira, GA · $218M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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