First National Community Bank is a bank based in Chatsworth, Georgia, established in 1975, with $721 million in total assets across 11 branches. By Trust Grade it ranks 31st of 124 banks we track in Georgia. Its capital ratio of 13.6% is stronger than 84% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.87% return on assets. No consumer complaints against First National Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Community Bank compares to Georgia peers
How we graded First National Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Strongly profitable (ROA 1.87%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 501 Broad St, Rome, GA 30161
- 701 N 3rd Ave, Chatsworth, GA 30705
- 3400 Hwy 411 North, Eton, GA 30724
- 362 Northgate Dr, Dalton, GA 30721
- 7741 Adairsville Hwy, Adairsville, GA 30103
- 2211 Shorter Ave Sw, Rome, GA 30165
- 325 Cherokee Pl, Cartersville, GA 30121
- 1300 Lovers Lane Rd Se, Calhoun, GA 30701
- 2950 Martha Berry Hwy Ne, Rome, GA 30165
- 415 S Thornton Ave, Dalton, GA 30720
- 104 Village Walk, Dallas, GA 30132
Are deposits at First National Community Bank insured?
Yes. First National Community Bank is an FDIC-insured bank (FDIC certificate #22092). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Community Bank: frequently asked questions
Is First National Community Bank a good bank?
First National Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 1.87%).
Is First National Community Bank FDIC-insured?
Yes. First National Community Bank is a FDIC-insured bank (FDIC certificate #22092). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Community Bank?
First National Community Bank holds $721 million in total assets, ranking 31st of 124 banks we track in Georgia. It operates 11 branches.
Does First National Community Bank have CFPB complaints?
No CFPB complaints against First National Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
