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First State Bank Of Blakely

Blakely, GA · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First State Bank Of Blakely is a bank based in Blakely, Georgia, established in 1903, with $664 million in total assets across 8 branches. By Trust Grade it ranks 9th of 124 banks we track in Georgia. Its capital ratio of 19.3% is stronger than 96% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.70% return on assets. No consumer complaints against First State Bank Of Blakely appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$664.1M
$100M–1B institution
Deposits
$531.6M
Branches
8
Capital ratio
19.3%
Top 4% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.7%
Top 22% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#9
of 124 banks

How First State Bank Of Blakely compares to Georgia peers

Capital ratio
Top 4% of $100M–1B peers
First State
19.3%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $100M–1B peers
First State
1.7%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded First State Bank Of Blakely

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.3% capital ratio)
  • Strongly profitable (ROA 1.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank Of Blakely over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 2101 N Slappey Blvd, Albany, GA 31701
  • 106 W Crawford St, Colquitt, GA 39837
  • 114 Walnut Ave S, Leesburg, GA 31763
  • 200 S Morris Ave, Donalsonville, GA 39845
  • 1200 E Shotwell St, Bainbridge, GA 39819
  • 208 Hancock St N, Fort Gaines, GA 39851
  • 17641 N Highland Ave, Arlington, GA 39813
  • 2213 S Main St, Blakely, GA 39823

Are deposits at First State Bank Of Blakely insured?

Yes. First State Bank Of Blakely is an FDIC-insured bank (FDIC certificate #15496). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank Of Blakely: frequently asked questions

Is First State Bank Of Blakely a good bank?

First State Bank Of Blakely earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.3% capital ratio); Strongly profitable (ROA 1.70%).

Is First State Bank Of Blakely FDIC-insured?

Yes. First State Bank Of Blakely is a FDIC-insured bank (FDIC certificate #15496). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank Of Blakely?

First State Bank Of Blakely holds $664 million in total assets, ranking 9th of 124 banks we track in Georgia. It operates 8 branches.

Does First State Bank Of Blakely have CFPB complaints?

No CFPB complaints against First State Bank Of Blakely appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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