The Citizens Bank Of Georgia is a bank based in Cumming, Georgia, established in 1997, with $622 million in total assets across 4 branches. By Trust Grade it ranks 39th of 124 banks we track in Georgia. Its capital ratio of 10.2% is stronger than 50% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against The Citizens Bank Of Georgia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Citizens Bank Of Georgia compares to Georgia peers
How we graded The Citizens Bank Of Georgia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Strongly profitable (ROA 1.79%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Citizens Bank Of Georgia over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 5140 Highway 9 N, Alpharetta, GA 30004
- 11950 Cumming Hwy, Canton, GA 30115
- 4255 Georgia Highway 400, Cumming, GA 30028
- 651 Veterans Memorial Blvd, Cumming, GA 30040
Are deposits at The Citizens Bank Of Georgia insured?
Yes. The Citizens Bank Of Georgia is an FDIC-insured bank (FDIC certificate #34229). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Citizens Bank Of Georgia: frequently asked questions
Is The Citizens Bank Of Georgia a good bank?
The Citizens Bank Of Georgia earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.79%).
Is The Citizens Bank Of Georgia FDIC-insured?
Yes. The Citizens Bank Of Georgia is a FDIC-insured bank (FDIC certificate #34229). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Citizens Bank Of Georgia?
The Citizens Bank Of Georgia holds $622 million in total assets, ranking 39th of 124 banks we track in Georgia. It operates 4 branches.
Does The Citizens Bank Of Georgia have CFPB complaints?
No CFPB complaints against The Citizens Bank Of Georgia appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
