South Georgia Banking Company is a bank based in Omega, Georgia, established in 1937, with $590 million in total assets across 8 branches. By Trust Grade it ranks 25th of 124 banks we track in Georgia. Its capital ratio of 13.0% is stronger than 81% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against South Georgia Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How South Georgia Banking Company compares to Georgia peers
How we graded South Georgia Banking Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Strongly profitable (ROA 1.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for South Georgia Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 5515 Alabama Ave, Omega, GA 31775
- 210 S 3rd St, Vienna, GA 31092
- 725 2nd St W, Tifton, GA 31794
- 410 Lane St, Moultrie, GA 31768
- 702 S Pecan St, Cordele, GA 31015
- 2005 Tift Ave N, Tifton, GA 31794
- 561 E Washington Ave, Ashburn, GA 31714
- 603 N. Main St., Sylvester, GA 31791
Are deposits at South Georgia Banking Company insured?
Yes. South Georgia Banking Company is an FDIC-insured bank (FDIC certificate #20198). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
South Georgia Banking Company: frequently asked questions
Is South Georgia Banking Company a good bank?
South Georgia Banking Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.53%).
Is South Georgia Banking Company FDIC-insured?
Yes. South Georgia Banking Company is a FDIC-insured bank (FDIC certificate #20198). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is South Georgia Banking Company?
South Georgia Banking Company holds $590 million in total assets, ranking 25th of 124 banks we track in Georgia. It operates 8 branches.
Does South Georgia Banking Company have CFPB complaints?
No CFPB complaints against South Georgia Banking Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
