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Barwick Banking Company

Barwick, GA · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Barwick Banking Company is a bank based in Barwick, Georgia, established in 1934, with $779 million in total assets across 6 branches. By Trust Grade it ranks 101st of 124 banks we track in Georgia. Its capital ratio of 8.6% trails most similarly sized banks (23th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Barwick Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$778.7M
$100M–1B institution
Deposits
$643.8M
Branches
6
Capital ratio
8.6%
Bottom 23% of $100M–1B peers · Georgia median 10.5%
Return on assets
0.8%
Bottom 27% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#101
of 124 banks

How Barwick Banking Company compares to Georgia peers

Capital ratio
Bottom 23% of $100M–1B peers
Barwick Banking
8.6%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
Barwick Banking
0.8%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Barwick Banking Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.6% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Barwick Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 2020 E Main St, Barwick, GA 31720
  • 101 Marina Cove Dr., Saint Augustine, FL 32080
  • 105 Sw 128th St, Newberry, FL 32669
  • 105 Grand Preserve Way, Daytona Beach, FL 32117
  • 109 N Main Street, Boston, GA 31626
  • 620 S. State Road, Palatka, FL 32177

Are deposits at Barwick Banking Company insured?

Yes. Barwick Banking Company is an FDIC-insured bank (FDIC certificate #22205). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Barwick Banking Company: frequently asked questions

Is Barwick Banking Company a good bank?

Barwick Banking Company earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.82%).

Is Barwick Banking Company FDIC-insured?

Yes. Barwick Banking Company is a FDIC-insured bank (FDIC certificate #22205). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Barwick Banking Company?

Barwick Banking Company holds $779 million in total assets, ranking 101st of 124 banks we track in Georgia. It operates 6 branches.

Does Barwick Banking Company have CFPB complaints?

No CFPB complaints against Barwick Banking Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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