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Tcm Bank, National Association

Tampa, FL · Est. 1998 · Website ↗
C
Trust Grade
Average
Score: 79/100

Tcm Bank, National Association is a bank based in Tampa, Florida, established in 1998, with $391 million in total assets across 1 branch. By Trust Grade it ranks 77th of 83 banks we track in Florida. Its capital ratio of 19.3% is stronger than 96% of similarly sized banks, versus a Florida median of 9.3%. It posted a loss over the most recent period (-1.09% return on assets), a point to watch. No consumer complaints against Tcm Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$391.2M
$100M–1B institution
Deposits
$295.4M
Branches
1
Capital ratio
19.3%
Top 4% of $100M–1B peers · Florida median 9.3%
Return on assets
-1.1%
Bottom 1% of $100M–1B peers · Florida median 1.01%
Rank in Florida
#77
of 83 banks

How Tcm Bank, National Association compares to Florida peers

Capital ratio
Top 4% of $100M–1B peers
Tcm Bank,
19.3%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $100M–1B peers
Tcm Bank,
-1.1%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Tcm Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Strongly capitalized (19.3% capital ratio)
  • Unprofitable over the period (ROA -1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tcm Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 3501 E Frontage Rd, Tampa, FL 33607

Are deposits at Tcm Bank, National Association insured?

Yes. Tcm Bank, National Association is an FDIC-insured bank (FDIC certificate #34535). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tcm Bank, National Association: frequently asked questions

Is Tcm Bank, National Association a good bank?

Tcm Bank, National Association earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Strongly capitalized (19.3% capital ratio); Unprofitable over the period (ROA -1.09%).

Is Tcm Bank, National Association FDIC-insured?

Yes. Tcm Bank, National Association is a FDIC-insured bank (FDIC certificate #34535). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Tcm Bank, National Association?

Tcm Bank, National Association holds $391 million in total assets, ranking 77th of 83 banks we track in Florida. It operates 1 branch.

Does Tcm Bank, National Association have CFPB complaints?

No CFPB complaints against Tcm Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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