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Bankflorida

Dade City, FL · Est. 2007 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bankflorida is a bank based in Dade City, Florida, established in 2007, with $439 million in total assets across 6 branches. By Trust Grade it ranks 10th of 83 banks we track in Florida. Its capital ratio of 12.7% is stronger than 79% of similarly sized banks, versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Bankflorida appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$438.8M
$100M–1B institution
Deposits
$366.9M
Branches
6
Capital ratio
12.7%
Top 21% of $100M–1B peers · Florida median 9.3%
Return on assets
1.3%
Top 47% of $100M–1B peers · Florida median 1.01%
Rank in Florida
#10
of 83 banks

How Bankflorida compares to Florida peers

Capital ratio
Top 21% of $100M–1B peers
Bankflorida
12.7%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $100M–1B peers
Bankflorida
1.3%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Bankflorida

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.7% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bankflorida over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 12482 Us Highway 301, Dade City, FL 33525
  • 100 Park Place Blvd Ste 101, Kissimmee, FL 34741
  • 450 University Blvd, Jupiter, FL 33458
  • 36450 Eiland Blvd, Zephyrhills, FL 33541
  • 1150 E Irlo Bronson Memorial Highway, Saint Cloud, FL 34769
  • 1804 James L Redman Parkway, Plant City, FL 33563

Are deposits at Bankflorida insured?

Yes. Bankflorida is an FDIC-insured bank (FDIC certificate #58537). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bankflorida: frequently asked questions

Is Bankflorida a good bank?

Bankflorida earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.26%).

Is Bankflorida FDIC-insured?

Yes. Bankflorida is a FDIC-insured bank (FDIC certificate #58537). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bankflorida?

Bankflorida holds $439 million in total assets, ranking 10th of 83 banks we track in Florida. It operates 6 branches.

Does Bankflorida have CFPB complaints?

No CFPB complaints against Bankflorida appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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