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Edison National Bank

Fort Myers, FL · Est. 1997 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Edison National Bank is a bank based in Fort Myers, Florida, established in 1997, with $477 million in total assets across 4 branches. By Trust Grade it ranks 66th of 83 banks we track in Florida. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against Edison National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$476.9M
$100M–1B institution
Deposits
$422.1M
Branches
4
Capital ratio
8.0%
Bottom 15% of $100M–1B peers · Florida median 9.3%
Return on assets
0.7%
Bottom 19% of $100M–1B peers · Florida median 1.01%
Rank in Florida
#66
of 83 banks

How Edison National Bank compares to Florida peers

Capital ratio
Bottom 15% of $100M–1B peers
Edison National
8.0%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $100M–1B peers
Edison National
0.7%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Edison National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (8.0% capital ratio)
  • Profitable (ROA 0.66%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Edison National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1699 Periwinkle Way, Sanibel, FL 33957
  • 2105 First St, Fort Myers, FL 33901
  • 14812 Captiva Dr Sw, Captiva, FL 33924
  • 13000 S Cleveland Ave, Fort Myers, FL 33907

Are deposits at Edison National Bank insured?

Yes. Edison National Bank is an FDIC-insured bank (FDIC certificate #34489). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Edison National Bank: frequently asked questions

Is Edison National Bank a good bank?

Edison National Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.66%).

Is Edison National Bank FDIC-insured?

Yes. Edison National Bank is a FDIC-insured bank (FDIC certificate #34489). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Edison National Bank?

Edison National Bank holds $477 million in total assets, ranking 66th of 83 banks we track in Florida. It operates 4 branches.

Does Edison National Bank have CFPB complaints?

No CFPB complaints against Edison National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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