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The First National Bank Of Mount Dora

Mount Dora, FL · Est. 1925 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

The First National Bank Of Mount Dora is a bank based in Mount Dora, Florida, established in 1925, with $355 million in total assets across 3 branches. By Trust Grade it ranks 15th of 83 banks we track in Florida. Its capital ratio of 10.2% is stronger than 50% of similarly sized banks, versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against The First National Bank Of Mount Dora appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$354.9M
$100M–1B institution
Deposits
$315.7M
Branches
3
Capital ratio
10.2%
Top 50% of $100M–1B peers · Florida median 9.3%
Return on assets
0.9%
Bottom 30% of $100M–1B peers · Florida median 1.01%
Rank in Florida
#15
of 83 banks

How The First National Bank Of Mount Dora compares to Florida peers

Capital ratio
Top 50% of $100M–1B peers
The First
10.2%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of $100M–1B peers
The First
0.9%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Mount Dora

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (10.2% capital ratio)
  • Profitable (ROA 0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Mount Dora over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 24034 Highway 46, Sorrento, FL 32776
  • 2500 Eudora Rd, Mount Dora, FL 32757
  • 714 N Donnelly St, Mount Dora, FL 32757

Are deposits at The First National Bank Of Mount Dora insured?

Yes. The First National Bank Of Mount Dora is an FDIC-insured bank (FDIC certificate #3579). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Mount Dora: frequently asked questions

Is The First National Bank Of Mount Dora a good bank?

The First National Bank Of Mount Dora earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Profitable (ROA 0.86%).

Is The First National Bank Of Mount Dora FDIC-insured?

Yes. The First National Bank Of Mount Dora is a FDIC-insured bank (FDIC certificate #3579). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Mount Dora?

The First National Bank Of Mount Dora holds $355 million in total assets, ranking 15th of 83 banks we track in Florida. It operates 3 branches.

Does The First National Bank Of Mount Dora have CFPB complaints?

No CFPB complaints against The First National Bank Of Mount Dora appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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