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Founders Bank

Washington, DC · Est. 2020 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Founders Bank is a bank based in Washington, District of Columbia, established in 2020, with $382 million in total assets across 1 branch. By Trust Grade it ranks 2nd of 4 banks we track in District of Columbia. Its capital ratio of 14.1% is stronger than 86% of similarly sized banks, versus a District of Columbia median of 13.5%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Founders Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$382.4M
$100M–1B institution
Deposits
$312.1M
Branches
1
Capital ratio
14.1%
Top 14% of $100M–1B peers · District of Columbia median 13.5%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · District of Columbia median 0.43%
Rank in District of Columbia
#2
of 4 banks

How Founders Bank compares to District of Columbia peers

Capital ratio
Top 14% of $100M–1B peers
Founders Bank
14.1%
District of Columbia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
Founders Bank
0.5%
District of Columbia median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Founders Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (14.1% capital ratio)
  • Profitable (ROA 0.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Founders Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 5225 Wisconsin Ave Nw, Washington, DC 20015

Are deposits at Founders Bank insured?

Yes. Founders Bank is an FDIC-insured bank (FDIC certificate #59193). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Founders Bank: frequently asked questions

Is Founders Bank a good bank?

Founders Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Profitable (ROA 0.50%).

Is Founders Bank FDIC-insured?

Yes. Founders Bank is a FDIC-insured bank (FDIC certificate #59193). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Founders Bank?

Founders Bank holds $382 million in total assets, ranking 2nd of 4 banks we track in District of Columbia. It operates 1 branch.

Does Founders Bank have CFPB complaints?

No CFPB complaints against Founders Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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