Skip to main content
bank

City First Bank, National Association

Washington, DC · Est. 1998 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

City First Bank, National Association is a bank based in Washington, District of Columbia, established in 1998, with $1.4 billion in total assets across 4 branches. By Trust Grade it ranks 3rd of 4 banks we track in District of Columbia. Its capital ratio of 13.2% is stronger than 86% of similarly sized banks, versus a District of Columbia median of 13.5%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against City First Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Deposits
$1.1B
Branches
4
Capital ratio
13.2%
Top 14% of $1B–10B peers · District of Columbia median 13.5%
Return on assets
0.4%
Bottom 7% of $1B–10B peers · District of Columbia median 0.43%
Rank in District of Columbia
#3
of 4 banks

How City First Bank, National Association compares to District of Columbia peers

Capital ratio
Top 14% of $1B–10B peers
City First
13.2%
District of Columbia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $1B–10B peers
City First
0.4%
District of Columbia median
0.4%
Higher ROA = more profitable relative to asset base

How we graded City First Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.2% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for City First Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 170 N Market St, Inglewood, CA 90301
  • 4001 S Figueroa St, Los Angeles, CA 90037
  • 1432 U St Nw, Washington, DC 20009
  • 170 N Market St, Inglewood., CA 90301

Are deposits at City First Bank, National Association insured?

Yes. City First Bank, National Association is an FDIC-insured bank (FDIC certificate #34352). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

City First Bank, National Association: frequently asked questions

Is City First Bank, National Association a good bank?

City First Bank, National Association earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.36%).

Is City First Bank, National Association FDIC-insured?

Yes. City First Bank, National Association is a FDIC-insured bank (FDIC certificate #34352). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is City First Bank, National Association?

City First Bank, National Association holds $1.4 billion in total assets, ranking 3rd of 4 banks we track in District of Columbia. It operates 4 branches.

Does City First Bank, National Association have CFPB complaints?

No CFPB complaints against City First Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Industrial Bank
bank · Washington, DC · $775M assets
The National Capital Bank Of Washington
bank · Washington, DC · $735M assets
Founders Bank
bank · Washington, DC · $382M assets
Rio Bank
bank · Mcallen, TX · $1.4B assets
American Riviera Bank
bank · Santa Barbara, CA · $1.4B assets
Peoples Bank Of Alabama
bank · Cullman, AL · $1.4B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →