Peoples Bank Of Alabama is a bank based in Cullman, Alabama, established in 1977, with $1.4 billion in total assets across 28 branches. By Trust Grade it ranks 6th of 93 banks we track in Alabama. Its capital ratio of 10.0% trails most similarly sized banks (44th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.84% return on assets. No consumer complaints against Peoples Bank Of Alabama appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples Bank Of Alabama compares to Alabama peers
How we graded Peoples Bank Of Alabama
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples Bank Of Alabama over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (28)
- 1912 Cherokee Ave Sw, Cullman, AL 35055
- 910 N Brindlee Mountain Pkwy, Arab, AL 35016
- 200 Billy Dyar Blvd, Boaz, AL 35957
- 2267 Pelham Pkwy, Pelham, AL 35124
- 10695 Us Highway 278 E, Holly Pond, AL 35083
- 204 Main St Ne, Hanceville, AL 35077
- 12081 Alabama Highway 69 North, Baileyton, AL 35019
- 336 Fieldstown Rd, Gardendale, AL 35071
- 435 Alabama Highway 69 South, Dodge City, AL 35077
- 10437 Highway 36 E, Laceys Spring, AL 35754
- 5276 Highway 67 S, Somerville, AL 35670
- 401 Lee St Ne, Decatur, AL 35601
- 420 Caldwell Dr, Warrior, AL 35180
- 918 2nd Ave E, Oneonta, AL 35121
- 2133 N Brindlee Mountain Pkwy, Arab, AL 35016
- 305 Main St, Trussville, AL 35173
- 5052 Alabama Highway 157 North, Cullman, AL 35055
- 29900 State Highway 79, Locust Fork, AL 35097
- 1737 6th Ave Se, Decatur, AL 35601
- 68870 Main St, Blountsville, AL 35031
- 501 Highway 31 Sw, Hartselle, AL 35640
- 1285 Chestnut Bypass, Centre, AL 35960
- 7473 Us Highway 431, Albertville, AL 35950
- 400 W Meighan Blvd, Gadsden, AL 35901
- 3105 Rainbow Dr, Rainbow City, AL 35906
- 417 20th St N, Birmingham, AL 35203
- 4245 Balmoral Dr Sw, Huntsville, AL 35801
- 2125 Henry Street, Guntersville, AL 35976
Are deposits at Peoples Bank Of Alabama insured?
Yes. Peoples Bank Of Alabama is an FDIC-insured bank (FDIC certificate #22537). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples Bank Of Alabama: frequently asked questions
Is Peoples Bank Of Alabama a good bank?
Peoples Bank Of Alabama earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.84%).
Is Peoples Bank Of Alabama FDIC-insured?
Yes. Peoples Bank Of Alabama is a FDIC-insured bank (FDIC certificate #22537). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoples Bank Of Alabama?
Peoples Bank Of Alabama holds $1.4 billion in total assets, ranking 6th of 93 banks we track in Alabama. It operates 28 branches.
Does Peoples Bank Of Alabama have CFPB complaints?
No CFPB complaints against Peoples Bank Of Alabama appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
