Troy Bank & Trust Company is a bank based in Troy, Alabama, established in 1906, with $1.6 billion in total assets across 13 branches. By Trust Grade it ranks 23rd of 93 banks we track in Alabama. Its capital ratio of 12.5% is stronger than 81% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Troy Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Troy Bank & Trust Company compares to Alabama peers
How we graded Troy Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Strongly profitable (ROA 1.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Troy Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 137 S Main St, Brundidge, AL 36010
- 301 Greenville Ave, Goshen, AL 36035
- 300 N 3notch St, Troy, AL 36081
- 108 W Mckinnon St, New Brockton, AL 36351
- 1000 Highway 231 S, Troy, AL 36081
- 6 Atlantic St, Ariton, AL 36311
- 1429 Highway 231 S, Troy, AL 36081
- 429 Claxton Ave N, Elba, AL 36323
- 2701 Frederick Rd, Opelika, AL 36801
- 4971 W Main St, Dothan, AL 36305
- 1315 W Main St, Dothan, AL 36301
- 1030 Boll Weevil Cir, Enterprise, AL 36330
- 2870 E. University Drive, Auburn, AL 36830
Are deposits at Troy Bank & Trust Company insured?
Yes. Troy Bank & Trust Company is an FDIC-insured bank (FDIC certificate #5598). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Troy Bank & Trust Company: frequently asked questions
Is Troy Bank & Trust Company a good bank?
Troy Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 1.25%).
Is Troy Bank & Trust Company FDIC-insured?
Yes. Troy Bank & Trust Company is a FDIC-insured bank (FDIC certificate #5598). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Troy Bank & Trust Company?
Troy Bank & Trust Company holds $1.6 billion in total assets, ranking 23rd of 93 banks we track in Alabama. It operates 13 branches.
Does Troy Bank & Trust Company have CFPB complaints?
No CFPB complaints against Troy Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
