Park State Bank & Trust is a bank based in Woodland Park, Colorado, established in 1965, with $159 million in total assets across 1 branch. By Trust Grade it ranks 11th of 64 banks we track in Colorado. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Park State Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Park State Bank & Trust compares to Colorado peers
How we graded Park State Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Strongly profitable (ROA 1.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Park State Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 710 W Us Highway 24, Woodland Park, CO 80863
Are deposits at Park State Bank & Trust insured?
Yes. Park State Bank & Trust is an FDIC-insured bank (FDIC certificate #19381). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Park State Bank & Trust: frequently asked questions
Is Park State Bank & Trust a good bank?
Park State Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.09%).
Is Park State Bank & Trust FDIC-insured?
Yes. Park State Bank & Trust is a FDIC-insured bank (FDIC certificate #19381). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Park State Bank & Trust?
Park State Bank & Trust holds $159 million in total assets, ranking 11th of 64 banks we track in Colorado. It operates 1 branch.
Does Park State Bank & Trust have CFPB complaints?
No CFPB complaints against Park State Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
