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Rg Bank, A Savings And Loan Association

Monte Vista, CO · Est. 1905 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Rg Bank, A Savings And Loan Association is a bank based in Monte Vista, Colorado, established in 1905, with $136 million in total assets across 3 branches. By Trust Grade it ranks 34th of 64 banks we track in Colorado. Its capital ratio of 10.6% is stronger than 58% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Rg Bank, A Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$136.1M
$100M–1B institution
Deposits
$120.9M
Branches
3
Capital ratio
10.6%
Top 42% of $100M–1B peers · Colorado median 10.8%
Return on assets
0.6%
Bottom 17% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#34
of 64 banks

How Rg Bank, A Savings And Loan Association compares to Colorado peers

Capital ratio
Top 42% of $100M–1B peers
Rg Bank,
10.6%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $100M–1B peers
Rg Bank,
0.6%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Rg Bank, A Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (10.6% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rg Bank, A Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 3416 Mariposa St, Alamosa, CO 81101
  • 80 Piedra Rd, Pagosa Springs, CO 81147
  • 901 1st Ave, Monte Vista, CO 81144

Are deposits at Rg Bank, A Savings And Loan Association insured?

Yes. Rg Bank, A Savings And Loan Association is an FDIC-insured bank (FDIC certificate #28315). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rg Bank, A Savings And Loan Association: frequently asked questions

Is Rg Bank, A Savings And Loan Association a good bank?

Rg Bank, A Savings And Loan Association earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Profitable (ROA 0.61%).

Is Rg Bank, A Savings And Loan Association FDIC-insured?

Yes. Rg Bank, A Savings And Loan Association is a FDIC-insured bank (FDIC certificate #28315). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Rg Bank, A Savings And Loan Association?

Rg Bank, A Savings And Loan Association holds $136 million in total assets, ranking 34th of 64 banks we track in Colorado. It operates 3 branches.

Does Rg Bank, A Savings And Loan Association have CFPB complaints?

No CFPB complaints against Rg Bank, A Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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