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Del Norte Bank

Del Norte, CO · Est. 1921 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Del Norte Bank is a bank based in Del Norte, Colorado, established in 1921, with $152 million in total assets across 2 branches. By Trust Grade it ranks 28th of 64 banks we track in Colorado. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Del Norte Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$152.3M
$100M–1B institution
Deposits
$123.0M
Branches
2
Capital ratio
9.7%
Bottom 42% of $100M–1B peers · Colorado median 10.8%
Return on assets
1.1%
Bottom 45% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#28
of 64 banks

How Del Norte Bank compares to Colorado peers

Capital ratio
Bottom 42% of $100M–1B peers
Del Norte
9.7%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of $100M–1B peers
Del Norte
1.1%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Del Norte Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Del Norte Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 705 Grand Ave, Del Norte, CO 81132
  • 117 N Main St, Creede, CO 81130

Are deposits at Del Norte Bank insured?

Yes. Del Norte Bank is an FDIC-insured bank (FDIC certificate #29066). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Del Norte Bank: frequently asked questions

Is Del Norte Bank a good bank?

Del Norte Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.12%).

Is Del Norte Bank FDIC-insured?

Yes. Del Norte Bank is a FDIC-insured bank (FDIC certificate #29066). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Del Norte Bank?

Del Norte Bank holds $152 million in total assets, ranking 28th of 64 banks we track in Colorado. It operates 2 branches.

Does Del Norte Bank have CFPB complaints?

No CFPB complaints against Del Norte Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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