Gateway Bank, F.S.B. is a bank based in Oakland, California, established in 1990, with $287 million in total assets across 3 branches. By Trust Grade it ranks 104th of 117 banks we track in California. Its capital ratio of 13.0% is stronger than 81% of similarly sized banks, versus a California median of 11.7%. It posted a loss over the most recent period (-0.49% return on assets), a point to watch. No consumer complaints against Gateway Bank, F.S.B. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gateway Bank, F.S.B. compares to California peers
How we graded Gateway Bank, F.S.B.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Unprofitable over the period (ROA -0.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gateway Bank, F.S.B. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 388 9th St, Oakland, CA 94607
- 1850 Mt Diablo Blvd, Walnut Creek, CA 94596
- 1801 N California Blvd, Walnut Creek, CA 94596
Are deposits at Gateway Bank, F.S.B. insured?
Yes. Gateway Bank, F.S.B. is an FDIC-insured bank (FDIC certificate #33103). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gateway Bank, F.S.B.: frequently asked questions
Is Gateway Bank, F.S.B. a good bank?
Gateway Bank, F.S.B. earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Unprofitable over the period (ROA -0.49%).
Is Gateway Bank, F.S.B. FDIC-insured?
Yes. Gateway Bank, F.S.B. is a FDIC-insured bank (FDIC certificate #33103). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Gateway Bank, F.S.B.?
Gateway Bank, F.S.B. holds $287 million in total assets, ranking 104th of 117 banks we track in California. It operates 3 branches.
Does Gateway Bank, F.S.B. have CFPB complaints?
No CFPB complaints against Gateway Bank, F.S.B. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
