Bank Irvine is a bank based in Irvine, California, established in 2022, with $307 million in total assets across 1 branch. By Trust Grade it ranks 62nd of 117 banks we track in California. Its capital ratio of 22.5% is stronger than 98% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Bank Irvine appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Irvine compares to California peers
How we graded Bank Irvine
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.5% capital ratio)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Irvine over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 6201 Oak Canyon, Suite 150, Irvine, CA 92618
Are deposits at Bank Irvine insured?
Yes. Bank Irvine is an FDIC-insured bank (FDIC certificate #59296). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Irvine: frequently asked questions
Is Bank Irvine a good bank?
Bank Irvine earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (22.5% capital ratio); Profitable (ROA 0.92%).
Is Bank Irvine FDIC-insured?
Yes. Bank Irvine is a FDIC-insured bank (FDIC certificate #59296). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Irvine?
Bank Irvine holds $307 million in total assets, ranking 62nd of 117 banks we track in California. It operates 1 branch.
Does Bank Irvine have CFPB complaints?
No CFPB complaints against Bank Irvine appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
