Home Bank Of California is a bank based in San Diego, California, established in 1981, with $255 million in total assets across 1 branch. By Trust Grade it ranks 18th of 117 banks we track in California. Its capital ratio of 11.7% is stronger than 70% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.96% return on assets. No consumer complaints against Home Bank Of California appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Home Bank Of California compares to California peers
How we graded Home Bank Of California
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Strongly profitable (ROA 1.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Home Bank Of California over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 4493 Ruffin Rd, San Diego, CA 92123
Are deposits at Home Bank Of California insured?
Yes. Home Bank Of California is an FDIC-insured bank (FDIC certificate #26271). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Home Bank Of California: frequently asked questions
Is Home Bank Of California a good bank?
Home Bank Of California earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.96%).
Is Home Bank Of California FDIC-insured?
Yes. Home Bank Of California is a FDIC-insured bank (FDIC certificate #26271). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Home Bank Of California?
Home Bank Of California holds $255 million in total assets, ranking 18th of 117 banks we track in California. It operates 1 branch.
Does Home Bank Of California have CFPB complaints?
No CFPB complaints against Home Bank Of California appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
