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Commonwealth Business Bank

Los Angeles, CA · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Commonwealth Business Bank is a bank based in Los Angeles, California, established in 2005, with $2.0 billion in total assets across 12 branches. By Trust Grade it ranks 40th of 117 banks we track in California. Its capital ratio of 13.7% is stronger than 89% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Commonwealth Business Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.0B
$1B–10B institution
Deposits
$1.7B
Branches
12
Capital ratio
13.7%
Top 11% of $1B–10B peers · California median 11.7%
Return on assets
1.2%
Bottom 45% of $1B–10B peers · California median 1.14%
Rank in California
#40
of 117 banks

How Commonwealth Business Bank compares to California peers

Capital ratio
Top 11% of $1B–10B peers
Commonwealth Business
13.7%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of $1B–10B peers
Commonwealth Business
1.2%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Commonwealth Business Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.7% capital ratio)
  • Strongly profitable (ROA 1.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Commonwealth Business Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 3435 Wilshire Blvd, Los Angeles, CA 90010
  • 1357 Kapiolani Blvd, Honolulu, HI 96814
  • 1001 Towne Ave, Los Angeles, CA 90021
  • 14370 Culver Dr # 2a, Irvine, CA 92604
  • 3770 Sepulveda Blvd, Torrance, CA 90505
  • 6041 Beach Blvd, Buena Park, CA 90621
  • 2164 Royal Ln, Dallas, TX 75229
  • 2625 Old Denton Rd, Carrollton, TX 75007
  • 3121 W Olympic Blvd, Los Angeles, CA 90006
  • 98-150 Kaonohi Street, Suite B-104, Aiea, HI 96701
  • One Bridge Plaza, Fort Lee, NJ 07024
  • 15644d Northern Blvd, Flushing, NY 11354

Are deposits at Commonwealth Business Bank insured?

Yes. Commonwealth Business Bank is an FDIC-insured bank (FDIC certificate #57873). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Commonwealth Business Bank: frequently asked questions

Is Commonwealth Business Bank a good bank?

Commonwealth Business Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Strongly profitable (ROA 1.16%).

Is Commonwealth Business Bank FDIC-insured?

Yes. Commonwealth Business Bank is a FDIC-insured bank (FDIC certificate #57873). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Commonwealth Business Bank?

Commonwealth Business Bank holds $2.0 billion in total assets, ranking 40th of 117 banks we track in California. It operates 12 branches.

Does Commonwealth Business Bank have CFPB complaints?

No CFPB complaints against Commonwealth Business Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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