Mission Bank is a bank based in Bakersfield, California, established in 1998, with $1.9 billion in total assets across 8 branches. By Trust Grade it ranks 27th of 117 banks we track in California. Its capital ratio of 11.5% is stronger than 70% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against Mission Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mission Bank compares to California peers
How we graded Mission Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Strongly profitable (ROA 1.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mission Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 1110 E Lerdo Hwy, Shafter, CA 93263
- 43830 20th St W, Lancaster, CA 93534
- 11200 River Run Blvd, Bakersfield, CA 93311
- 1500 Palma Dr, Ventura, CA 93003
- 1301 17th St, Bakersfield, CA 93301
- 1150 Osos St, San Luis Obispo, CA 93401
- 5415 Avenida De Los Robles, Visalia, CA 93291
- 4165 E Thousand Oaks Blvd, Westlake Village, CA 91362
Are deposits at Mission Bank insured?
Yes. Mission Bank is an FDIC-insured bank (FDIC certificate #34805). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mission Bank: frequently asked questions
Is Mission Bank a good bank?
Mission Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.63%).
Is Mission Bank FDIC-insured?
Yes. Mission Bank is a FDIC-insured bank (FDIC certificate #34805). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mission Bank?
Mission Bank holds $1.9 billion in total assets, ranking 27th of 117 banks we track in California. It operates 8 branches.
Does Mission Bank have CFPB complaints?
No CFPB complaints against Mission Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
