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Plumas Bank

Quincy, CA · Est. 1980 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Plumas Bank is a bank based in Quincy, California, established in 1980, with $2.2 billion in total assets across 20 branches. By Trust Grade it ranks 9th of 117 banks we track in California. Its capital ratio of 12.6% is stronger than 83% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against Plumas Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.2B
$1B–10B institution
Deposits
$1.8B
Branches
20
Capital ratio
12.6%
Top 17% of $1B–10B peers · California median 11.7%
Return on assets
1.8%
Top 17% of $1B–10B peers · California median 1.14%
Rank in California
#9
of 117 banks

How Plumas Bank compares to California peers

Capital ratio
Top 17% of $1B–10B peers
Plumas Bank
12.6%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $1B–10B peers
Plumas Bank
1.8%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Plumas Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.6% capital ratio)
  • Strongly profitable (ROA 1.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Plumas Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (20)

  • 3000 Riverside Dr, Susanville, CA 96130
  • 336 Main St, Quincy, CA 95971
  • 225 Main St, Chester, CA 96020
  • 43163 Highway 299 East, Fall River Mills, CA 96028
  • 120 N Pine St, Portola, CA 96122
  • 121 Crescent St, Greenville, CA 95947
  • 510 N Main St, Alturas, CA 96101
  • 1101 N Carson St, Carson City, NV 89701
  • 8475 N Lake Blvd, Kings Beach, CA 96143
  • 11638 Donner Pass Rd, Truckee, CA 96161
  • 35 S Lindan Ave, Quincy, CA 95971
  • 215 N Lake Blvd, Tahoe City, CA 96145
  • 500 Riverside Way, Red Bluff, CA 96080
  • 1280 Bridge St, Yuba City, CA 95991
  • 1335 Hilltop Dr, Redding, CA 96003
  • 192 Hartnell Ave, Redding, CA 96002
  • 5050 Meadowood Mall Cir, Reno, NV 89502
  • 1845 California St, Redding, CA 96001
  • 2727 Ventura St, Anderson, CA 96007
  • 900 Mangrove Ave, Chico, CA 95926

Are deposits at Plumas Bank insured?

Yes. Plumas Bank is an FDIC-insured bank (FDIC certificate #23275). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Plumas Bank: frequently asked questions

Is Plumas Bank a good bank?

Plumas Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Strongly profitable (ROA 1.79%).

Is Plumas Bank FDIC-insured?

Yes. Plumas Bank is a FDIC-insured bank (FDIC certificate #23275). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Plumas Bank?

Plumas Bank holds $2.2 billion in total assets, ranking 9th of 117 banks we track in California. It operates 20 branches.

Does Plumas Bank have CFPB complaints?

No CFPB complaints against Plumas Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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