Cross Bank is a bank based in Wynne, Arkansas, established in 1891, with $564 million in total assets across 10 branches. By Trust Grade it ranks 9th of 78 banks we track in Arkansas. Its capital ratio of 10.7% is stronger than 59% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 2.01% return on assets. No consumer complaints against Cross Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cross Bank compares to Arkansas peers
How we graded Cross Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.7% capital ratio)
- Strongly profitable (ROA 2.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cross Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 108 North Flora, Hickory Ridge, AR 72347
- 2098 Cross County Bank Boulevard, Wynne, AR 72396
- 3826 Highway 1, Cherry Valley, AR 72324
- 301 E Drew Ave, Monette, AR 72447
- 709 W Fleeman, Manila, AR 72442
- 208 N 2nd St, Blytheville, AR 72315
- 750 W Keiser Ave, Osceola, AR 72370
- 900 Enterprise Dr, Jonesboro, AR 72401
- 302 N Main St, Brinkley, AR 72021
- 399 Merriman Ave E, Wynne, AR 72396
Are deposits at Cross Bank insured?
Yes. Cross Bank is an FDIC-insured bank (FDIC certificate #13821). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cross Bank: frequently asked questions
Is Cross Bank a good bank?
Cross Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 2.01%).
Is Cross Bank FDIC-insured?
Yes. Cross Bank is a FDIC-insured bank (FDIC certificate #13821). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cross Bank?
Cross Bank holds $564 million in total assets, ranking 9th of 78 banks we track in Arkansas. It operates 10 branches.
Does Cross Bank have CFPB complaints?
No CFPB complaints against Cross Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
