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Fidelity Bank

West Memphis, AR · Est. 1966 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Fidelity Bank is a bank based in West Memphis, Arkansas, established in 1966, with $558 million in total assets across 6 branches. By Trust Grade it ranks 65th of 78 banks we track in Arkansas. Its capital ratio of 7.9% trails most similarly sized banks (13th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Fidelity Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$558.2M
$100M–1B institution
Deposits
$511.9M
Branches
6
Capital ratio
7.9%
Bottom 13% of $100M–1B peers · Arkansas median 10.7%
Return on assets
1.2%
Top 47% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#65
of 78 banks

How Fidelity Bank compares to Arkansas peers

Capital ratio
Bottom 13% of $100M–1B peers
Fidelity Bank
7.9%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $100M–1B peers
Fidelity Bank
1.2%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Fidelity Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (7.9% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fidelity Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 330 W Broadway St, West Memphis, AR 72301
  • 350 West Service Road, West Memphis, AR 72301
  • 330 Military Rd, Marion, AR 72364
  • 1200 State Highway 77, Marion, AR 72364
  • 1315 Highway 64, Wynne, AR 72396
  • 1013 Highway 64e, Wynne, AR 72396

Are deposits at Fidelity Bank insured?

Yes. Fidelity Bank is an FDIC-insured bank (FDIC certificate #19644). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fidelity Bank: frequently asked questions

Is Fidelity Bank a good bank?

Fidelity Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Strongly profitable (ROA 1.25%).

Is Fidelity Bank FDIC-insured?

Yes. Fidelity Bank is a FDIC-insured bank (FDIC certificate #19644). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fidelity Bank?

Fidelity Bank holds $558 million in total assets, ranking 65th of 78 banks we track in Arkansas. It operates 6 branches.

Does Fidelity Bank have CFPB complaints?

No CFPB complaints against Fidelity Bank appear in our data over the analysis window, which is typical for a bank of this size.

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First State Bank
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First National Bank Of Eastern Arkansas
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Armor Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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