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Cs Bank

Eureka Springs, AR · Est. 1912 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Cs Bank is a bank based in Eureka Springs, Arkansas, established in 1912, with $621 million in total assets across 8 branches. By Trust Grade it ranks 33rd of 78 banks we track in Arkansas. Its capital ratio of 11.8% is stronger than 71% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 2.02% return on assets. No consumer complaints against Cs Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$621.0M
$100M–1B institution
Deposits
$480.4M
Branches
8
Capital ratio
11.8%
Top 29% of $100M–1B peers · Arkansas median 10.7%
Return on assets
2.0%
Top 12% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#33
of 78 banks

How Cs Bank compares to Arkansas peers

Capital ratio
Top 29% of $100M–1B peers
Cs Bank
11.8%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of $100M–1B peers
Cs Bank
2.0%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Cs Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 2.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cs Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 152 E Van Buren, Eureka Springs, AR 72632
  • 1 Parkwood Dr, Holiday Island, AR 72631
  • 70 S Main St, Eureka Springs, AR 72632
  • 907 W Trimble Ave, Berryville, AR 72616
  • 270 Curtis Hutchins Way, Huntsville, AR 72740
  • 1426 Highway 65 North, Harrison, AR 72601
  • 18565 State Highway 37, Cassville, MO 65625
  • 310 N Olive St, Harrison, AR 72601

Are deposits at Cs Bank insured?

Yes. Cs Bank is an FDIC-insured bank (FDIC certificate #5635). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cs Bank: frequently asked questions

Is Cs Bank a good bank?

Cs Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 2.02%).

Is Cs Bank FDIC-insured?

Yes. Cs Bank is a FDIC-insured bank (FDIC certificate #5635). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cs Bank?

Cs Bank holds $621 million in total assets, ranking 33rd of 78 banks we track in Arkansas. It operates 8 branches.

Does Cs Bank have CFPB complaints?

No CFPB complaints against Cs Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Fidelity Bank
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Union Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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